{"id":4061,"date":"2026-04-21T17:23:19","date_gmt":"2026-04-21T16:23:19","guid":{"rendered":"https:\/\/storfund.com\/?p=4061"},"modified":"2026-04-21T17:23:19","modified_gmt":"2026-04-21T16:23:19","slug":"merchant-cash-advance-vs-daily-advance","status":"publish","type":"post","link":"https:\/\/storfund.com\/fr\/merchant-cash-advance-vs-daily-advance\/","title":{"rendered":"l'Avance de fonds aux commer\u00e7ants contre Paiements J+1 de Storfund"},"content":{"rendered":"<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">Financer la croissance : l'Avance de fonds aux commer\u00e7ants contre Paiements J+1 de Storfund<\/h2>\n\n\n\n<p>\u00c0 mesure que les entreprises se d\u00e9veloppent, leurs besoins de financement \u00e9voluent. Les jeunes entreprises privil\u00e9gient souvent l'acc\u00e8s \u00e0 un capital initial, tandis que les entreprises plus matures recherchent des solutions qui s'adaptent efficacement \u00e0 leurs activit\u00e9s.<\/p>\n\n\n\n<p>Nous allons ici examiner deux options de financement : les Avances de fonds aux commer\u00e7ants (MCA) et Paiements J+1. Bien que les deux permettent d'acc\u00e9der \u00e0 des liquidit\u00e9s en fonction du chiffre d'affaires, elles fonctionnent de mani\u00e8re tr\u00e8s diff\u00e9rente et conviennent g\u00e9n\u00e9ralement \u00e0 des entreprises \u00e0 des stades de croissance diff\u00e9rents.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Avance de fonds aux commer\u00e7ants<\/h3>\n\n\n\n<p>Une Avance de fonds aux commer\u00e7ants permet d'avoir \u00e0 sa disposition un capital initial, qui est rembours\u00e9 \u00e0 partir d'une partie de vos <em>ventes<\/em> futures.<\/p>\n\n\n\n<p>En pratique, les prestataires d'avances de fonds aux commer\u00e7ants proc\u00e8dent g\u00e9n\u00e9ralement comme suit :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ils vous avancent <strong>un multiple de votre chiffre d'affaires mensuel<\/strong> (souvent environ 1 \u00e0 2 fois)<\/li>\n\n\n\n<li>Vous remboursez un <strong>multiple fixe<\/strong> <strong>du montant emprunt\u00e9<\/strong> (g\u00e9n\u00e9ralement 1,1 \u00e0 1,5 fois le montant avanc\u00e9)<\/li>\n\n\n\n<li>Ils per\u00e7oivent les remboursements <strong>quotidiennement ou hebdomadairement<\/strong>, sous la forme : D'un pourcentage des ventes (par exemple 10 \u00e0 20 %), ou D'un montant fixe.<\/li>\n<\/ul>\n\n\n\n<p>Exemple :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Avance : 20 000 \u20ac<\/li>\n\n\n\n<li>Remboursement total (facteur 1,3) : 26 000 \u20ac<\/li>\n\n\n\n<li>Remboursement : 15 % des ventes quotidiennes jusqu'au remboursement complet<\/li>\n<\/ul>\n\n\n\n<p>Avantages :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Accessibilit\u00e9 :<\/strong> l'acc\u00e8s au pr\u00eat repose souvent davantage sur le chiffre d'affaires que sur l'historique de cr\u00e9dit<\/li>\n\n\n\n<li><strong>Financement rapide :<\/strong> les fonds peuvent \u00eatre vers\u00e9s rapidement, parfois en quelques jours seulement<\/li>\n\n\n\n<li><strong>Remboursements flexibles :<\/strong> les versements varient en fonction de votre volume de ventes<\/li>\n<\/ul>\n\n\n\n<p>D\u00e9fis :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Co\u00fbt :<\/strong> les MCA comptent g\u00e9n\u00e9ralement parmi les formes de financement les plus co\u00fbteuses. De plus, un remboursement anticip\u00e9 peut rendre le financement plus co\u00fbteux en r\u00e9alit\u00e9, car vous payez les m\u00eames frais sur une p\u00e9riode plus courte.<\/li>\n\n\n\n<li><strong>Obligation fixe : <\/strong>vous remboursez un montant fixe, quelle que soit la performance de votre entreprise. Comme les remboursements sont pr\u00e9lev\u00e9s sur vos ventes futures, une p\u00e9riode de ralentissement peut exercer une pression sur votre tr\u00e9sorerie et limiter votre capacit\u00e9 \u00e0 r\u00e9investir dans vos stocks.<\/li>\n\n\n\n<li><strong>Peut limiter les emprunts futurs :<\/strong> une utilisation fr\u00e9quente peut affecter les flux de tr\u00e9sorerie et la flexibilit\u00e9 financi\u00e8re.<\/li>\n\n\n\n<li><strong>Montant de financement fixe :<\/strong>vous empruntez un montant fixe, ce qui peut vous limiter si vos ventes augmentent soudainement et que vous devez r\u00e9approvisionner vos stocks.\u00a0<\/li>\n<\/ul>\n\n\n\n<p><strong>Id\u00e9al pour :<\/strong> les jeunes entreprises ou les PME qui ont besoin d'un acc\u00e8s rapide \u00e0 des capitaux et qui ne sont peut-\u00eatre pas encore \u00e9ligibles \u00e0 un financement traditionnel.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Paiements J+1<\/h3>\n\n\n\n<p>Paiements J+1 transforme vos ventes sur les marketplaces en fonds de tr\u00e9sorerie imm\u00e9diats. Au lieu d'attendre les paiements de la marketplace, vous recevez jusqu'\u00e0 80 % de la valeur de vos ventes d\u00e8s le lendemain de l'exp\u00e9dition.&nbsp;<\/p>\n\n\n\n<p>Une fois que la marketplace a effectu\u00e9 le paiement, vous recevez le solde restant, d\u00e9duction faite de frais s'\u00e9levant g\u00e9n\u00e9ralement \u00e0 1,5-2,5 % de votre chiffre d'affaires annuel.<\/p>\n\n\n\n<p>Avantages :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Rapidit\u00e9 :<\/strong> les fonds sont vers\u00e9s le jour suivant l'exp\u00e9dition de vos commandes.<\/li>\n\n\n\n<li><strong>Automatisation :<\/strong> pas besoin de faire de demande, de pr\u00e9lever ou de g\u00e9rer les remboursements manuellement.<\/li>\n\n\n\n<li><strong>Somme forfaitaire<\/strong>: vous recevez le solde de votre marketplace avec votre premi\u00e8re avance.<\/li>\n\n\n\n<li><strong>\u00c9volutivit\u00e9 :<\/strong> le financement augmente naturellement \u00e0 mesure que vos ventes progressent.<\/li>\n\n\n\n<li><strong>Alignement sur les op\u00e9rations :<\/strong> les avances sont directement li\u00e9es aux performances de vente r\u00e9elles<\/li>\n<\/ul>\n\n\n\n<p>D\u00e9fis :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Li\u00e9 aux ventes :<\/strong> le montant du financement d\u00e9pend de votre activit\u00e9 sur la marketplace ;<\/li>\n\n\n\n<li><strong>Co\u00fbt<\/strong>: lorsque la croissance est limit\u00e9e, c\u00e9der une partie de son chiffre d'affaires peut sembler co\u00fbteux. Mais lorsque les ventes augmentent, de nombreuses entreprises consid\u00e8rent ces frais comme un compromis acceptable pour acc\u00e9der plus rapidement \u00e0 des liquidit\u00e9s pouvant \u00eatre r\u00e9investies.<\/li>\n<\/ul>\n\n\n\n<p><strong>Id\u00e9al pour :<\/strong> les entreprises en pleine croissance qui r\u00e9alisent des ventes r\u00e9guli\u00e8res sur les marketplaces et dont les d\u00e9lais de paiement sont longs.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">En pratique : comment les vendeurs en pleine croissance utilisent Paiements J+1<\/h3>\n\n\n\n<p>Pour de nombreuses entreprises pr\u00e9sentes sur les marketplaces, le d\u00e9fi ne r\u00e9side pas dans l\u2019acc\u00e8s au capital, mais dans le timing.<\/p>\n\n\n\n<p>Comme l\u2019explique Shane Bernett, propri\u00e9taire de Tekreplay : \u00ab Les flux de tr\u00e9sorerie est essentielle \u00e0 notre r\u00e9ussite\u2026 Nos produits arrivent et repartent tr\u00e8s vite. Pouvoir avancer une grande partie des fonds de tr\u00e9sorerie provenant des ventes d\u2019hier et les r\u00e9cup\u00e9rer sur notre compte pour continuer \u00e0 avancer est essentiel. \u00bb<\/p>\n\n\n\n<p>Comme les stocks doivent souvent \u00eatre pay\u00e9s d\u2019avance, les fonds peuvent \u00eatre immobilis\u00e9s bien avant que les recettes ne soient per\u00e7ues : \u00ab Vous disposez de liquidit\u00e9s qui ont \u00e9t\u00e9 vers\u00e9es pour les stocks\u2026 puis vous attendez qu\u2019elles soient trait\u00e9es, vendues et encaiss\u00e9es. Ce n\u2019est pas que vous n\u2019ayez pas de liquidit\u00e9s, c\u2019est simplement qu\u2019elles ne sont pas sur votre compte pour vous permettre de continuer \u00e0 fonctionner. \u00bb<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Comment les besoins de financement \u00e9voluent \u00e0 mesure que les entreprises se d\u00e9veloppent<\/h3>\n\n\n\n<p>Les \u00e9tudes sur le financement des petites entreprises montrent une tendance claire : les entreprises ont tendance \u00e0 passer d\u2019un financement \u00e0 court terme et \u00e0 co\u00fbt \u00e9lev\u00e9 vers des solutions plus \u00e9volutives et plus rentables \u00e0 mesure qu\u2019elles m\u00fbrissent.<\/p>\n\n\n\n<p>Selon la British Business Bank, environ un tiers des PME britanniques ont recours \u00e0 des financements externes, les plus petites entreprises \u00e9tant plus susceptibles de rencontrer des difficult\u00e9s pour acc\u00e9der aux pr\u00eats traditionnels. Parall\u00e8lement, le recours aux financements alternatifs s\u2019est rapidement d\u00e9velopp\u00e9 au cours de la derni\u00e8re d\u00e9cennie, contribuant \u00e0 combler ce foss\u00e9 pour les entreprises qui ne sont peut-\u00eatre pas encore \u00e9ligibles \u00e0 un financement bancaire.<\/p>\n\n\n\n<p>\u00c0 mesure que les entreprises se d\u00e9veloppent, leur acc\u00e8s au financement s'am\u00e9liore g\u00e9n\u00e9ralement. L'OCDE constate r\u00e9guli\u00e8rement que les entreprises plus petites et plus jeunes sont davantage susceptibles de rencontrer des difficult\u00e9s de financement, tandis que les entreprises mieux \u00e9tablies b\u00e9n\u00e9ficient d'une plus grande disponibilit\u00e9 au cr\u00e9dit, de co\u00fbts d'emprunt moins \u00e9lev\u00e9s et d'un \u00e9ventail plus large d'options de financement.<\/p>\n\n\n\n<p>Dans le m\u00eame temps, la nature du d\u00e9fi \u00e9volue. Pour les entreprises en croissance \u2014 en particulier dans les secteurs du commerce \u00e9lectronique et des marketplaces \u2014, le calendrier des flux de tr\u00e9sorerie devient un obstacle majeur. En effet, les enqu\u00eates men\u00e9es aupr\u00e8s des PME montrent r\u00e9guli\u00e8rement que la gestion des flux de tr\u00e9sorerie est l\u2019un des obstacles \u00e0 la croissance les plus fr\u00e9quemment cit\u00e9s, m\u00eame parmi les entreprises rentables.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Les entreprises en phase de d\u00e9marrage<\/strong> privil\u00e9gient souvent <em>l\u2019acc\u00e8s<\/em> au financement plut\u00f4t que son co\u00fbt. C\u2019est pourquoi des produits tels que les MCA (pr\u00eats sur chiffre d\u2019affaires) sont couramment utilis\u00e9s : ils fournissent des capitaux rapidement lorsque les options sont limit\u00e9es.<\/li>\n\n\n\n<li><strong>Les entreprises en phase d\u2019expansion<\/strong>sont toutefois confront\u00e9es \u00e0 un d\u00e9fi diff\u00e9rent : maintenir leur fonds de tr\u00e9sorerie alors que les ventes s\u2019acc\u00e9l\u00e8rent. \u00c0 ce stade, le facteur limitant n\u2019est plus l\u2019acc\u00e8s au financement, mais la capacit\u00e9 de ce financement \u00e0 suivre le rythme de la croissance.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Des outils adapt\u00e9s \u00e0 chaque \u00e9tape<\/h3>\n\n\n\n<p>Plut\u00f4t que de consid\u00e9rer qu\u2019un produit est \u00ab meilleur \u00bb qu\u2019un autre, il est plus utile de r\u00e9fl\u00e9chir \u00e0 la mani\u00e8re dont chaque produit s\u2019int\u00e8gre dans le parcours de croissance d\u2019une entreprise :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Avance de fonds aux commer\u00e7ants<\/strong> sert de passerelle initiale, aidant les entreprises \u00e0 d\u00e9bloquer des fonds lorsque d\u2019autres options ne sont pas encore disponibles. Consid\u00e9rez-la comme un coup de pouce imm\u00e9diat : vous recevez un montant fixe \u00e0 utiliser imm\u00e9diatement, puis vous le remboursez au fil du temps.<\/li>\n\n\n\n<li><strong>Paiements J+1<\/strong> s'apparente \u00e0 un flux continu : \u00e0 mesure que vos ventes augmentent, vos liquidit\u00e9s disponibles augmentent en parall\u00e8le. Elle prend de la valeur \u00e0 mesure que l'entreprise se d\u00e9veloppe, en fournissant une liquidit\u00e9 continue qui cro\u00eet au rythme des ventes.<\/li>\n<\/ul>\n\n\n\n<p>D\u00e9couvrez comment Paiements J+1 se compare \u00e0 une <a href=\"https:\/\/storfund.com\/fr\/financing-growth-line-of-credit-v-daily-advance\/\" type=\"post\" id=\"3890\">Ligne de cr\u00e9dit<\/a> et \u00e0 un pr\u00eat \u00e0 terme.<\/p>\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>\u00c0 mesure que les entreprises se d\u00e9veloppent, leurs besoins de financement \u00e9voluent. Les jeunes entreprises privil\u00e9gient souvent l'acc\u00e8s \u00e0 un capital initial, tandis que les entreprises plus matures recherchent des solutions qui s'adaptent efficacement \u00e0 leurs activit\u00e9s.<\/p>","protected":false},"author":3,"featured_media":2612,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[115],"tags":[],"class_list":["post-4061","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articles"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Merchant Cash Advance vs Daily Advance Explained<\/title>\n<meta name=\"description\" content=\"Understand the key differences between Merchant Cash Advance vs Daily Advance for your business financing needs.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/storfund.com\/fr\/merchant-cash-advance-vs-daily-advance\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Storfund - cashflow for ecommerce\" \/>\n<meta property=\"og:description\" content=\"Get paid faster for your marketplace sales with Daily Advance from Storfund\" \/>\n<meta property=\"og:url\" content=\"https:\/\/storfund.com\/fr\/merchant-cash-advance-vs-daily-advance\/\" \/>\n<meta property=\"og:site_name\" content=\"Storfund\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/storfund\/\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-21T16:23:19+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/storfund.com\/wp-content\/uploads\/2023\/02\/Girl-with-white-blouse_feature_1600x750.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"750\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Carly Mures\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@storfund\" \/>\n<meta name=\"twitter:site\" content=\"@storfund\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Carly Mures\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/storfund.com\\\/merchant-cash-advance-vs-daily-advance\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/storfund.com\\\/merchant-cash-advance-vs-daily-advance\\\/\"},\"author\":{\"name\":\"Carly Mures\",\"@id\":\"https:\\\/\\\/storfund.com\\\/#\\\/schema\\\/person\\\/4450d95d87486e0a6b3b122222dca5a2\"},\"headline\":\"Merchant Cash Advance vs. Daily Advance\",\"datePublished\":\"2026-04-21T16:23:19+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/storfund.com\\\/merchant-cash-advance-vs-daily-advance\\\/\"},\"wordCount\":988,\"publisher\":{\"@id\":\"https:\\\/\\\/storfund.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/storfund.com\\\/merchant-cash-advance-vs-daily-advance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/storfund.com\\\/wp-content\\\/uploads\\\/2023\\\/02\\\/Girl-with-white-blouse_feature_1600x750.webp\",\"articleSection\":[\"Articles\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/storfund.com\\\/merchant-cash-advance-vs-daily-advance\\\/\",\"url\":\"https:\\\/\\\/storfund.com\\\/merchant-cash-advance-vs-daily-advance\\\/\",\"name\":\"Merchant Cash Advance vs Daily Advance Explained\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/storfund.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/storfund.com\\\/merchant-cash-advance-vs-daily-advance\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/storfund.com\\\/merchant-cash-advance-vs-daily-advance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/storfund.com\\\/wp-content\\\/uploads\\\/2023\\\/02\\\/Girl-with-white-blouse_feature_1600x750.webp\",\"datePublished\":\"2026-04-21T16:23:19+00:00\",\"description\":\"Understand the key differences between Merchant Cash Advance vs Daily Advance for your business financing needs.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/storfund.com\\\/merchant-cash-advance-vs-daily-advance\\\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/storfund.com\\\/merchant-cash-advance-vs-daily-advance\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/storfund.com\\\/merchant-cash-advance-vs-daily-advance\\\/#primaryimage\",\"url\":\"https:\\\/\\\/storfund.com\\\/wp-content\\\/uploads\\\/2023\\\/02\\\/Girl-with-white-blouse_feature_1600x750.webp\",\"contentUrl\":\"https:\\\/\\\/storfund.com\\\/wp-content\\\/uploads\\\/2023\\\/02\\\/Girl-with-white-blouse_feature_1600x750.webp\",\"width\":1600,\"height\":750,\"caption\":\"Marketplace sellers have opportunities for growth\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/storfund.com\\\/merchant-cash-advance-vs-daily-advance\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/storfund.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Merchant Cash Advance vs. Daily Advance\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/storfund.com\\\/#website\",\"url\":\"https:\\\/\\\/storfund.com\\\/\",\"name\":\"Storfund\",\"description\":\"Get Same Day Payments For Your Marketplace Sales\",\"publisher\":{\"@id\":\"https:\\\/\\\/storfund.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/storfund.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/storfund.com\\\/#organization\",\"name\":\"Stor Services Ltd\",\"alternateName\":\"Storfund\",\"url\":\"https:\\\/\\\/storfund.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/storfund.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/storfund.com\\\/wp-content\\\/uploads\\\/2024\\\/04\\\/Storfund_Schema-Logo.png\",\"contentUrl\":\"https:\\\/\\\/storfund.com\\\/wp-content\\\/uploads\\\/2024\\\/04\\\/Storfund_Schema-Logo.png\",\"width\":696,\"height\":696,\"caption\":\"Stor Services Ltd\"},\"image\":{\"@id\":\"https:\\\/\\\/storfund.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/storfund\\\/\",\"https:\\\/\\\/x.com\\\/storfund\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/28659268\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UCiORTHBWXmovVBojh5SCXHw\",\"https:\\\/\\\/www.tiktok.com\\\/@storfund\"],\"description\":\"Founded in London in 2018, Storfund can provide up to $7 billion per year in advances to ecommerce businesses worldwide. Its mission is to remove payout delays and unlock real-time revenue, fuelling growth for sellers and platforms. Storfund is integrated with more than 60 marketplaces including Amazon, TikTok Shop, Back Market and Kaufland. By bridging the typical 14\u201360 day gap between sales and payouts, Storfund strengthens the entire ecommerce ecosystem.\",\"email\":\"hello@storfund.com\",\"legalName\":\"Stor Services Ltd\",\"foundingDate\":\"2018-03-01\",\"numberOfEmployees\":{\"@type\":\"QuantitativeValue\",\"minValue\":\"51\",\"maxValue\":\"200\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/storfund.com\\\/#\\\/schema\\\/person\\\/4450d95d87486e0a6b3b122222dca5a2\",\"name\":\"Carly Mures\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/e1ae1e2cd7dfd6129dd2742c567c5a173489cc10b2a0fe53a8ee8bcc90c8d6bc?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/e1ae1e2cd7dfd6129dd2742c567c5a173489cc10b2a0fe53a8ee8bcc90c8d6bc?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/e1ae1e2cd7dfd6129dd2742c567c5a173489cc10b2a0fe53a8ee8bcc90c8d6bc?s=96&d=mm&r=g\",\"caption\":\"Carly Mures\"},\"url\":\"https:\\\/\\\/storfund.com\\\/fr\\\/author\\\/carly\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Tout savoir sur l'Avance de fonds aux commer\u00e7ants et Paiements J+1","description":"D\u00e9couvrez les principales diff\u00e9rences entre l'Avance de fonds aux commer\u00e7ants et Paiements J+1 pour r\u00e9pondre aux besoins de financement de votre entreprise.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/storfund.com\/fr\/merchant-cash-advance-vs-daily-advance\/","og_locale":"fr_FR","og_type":"article","og_title":"Storfund - cashflow for ecommerce","og_description":"Get paid faster for your marketplace sales with Daily Advance from Storfund","og_url":"https:\/\/storfund.com\/fr\/merchant-cash-advance-vs-daily-advance\/","og_site_name":"Storfund","article_publisher":"https:\/\/www.facebook.com\/storfund\/","article_published_time":"2026-04-21T16:23:19+00:00","og_image":[{"width":1600,"height":750,"url":"https:\/\/storfund.com\/wp-content\/uploads\/2023\/02\/Girl-with-white-blouse_feature_1600x750.webp","type":"image\/webp"}],"author":"Carly Mures","twitter_card":"summary_large_image","twitter_creator":"@storfund","twitter_site":"@storfund","twitter_misc":{"\u00c9crit par":"Carly Mures","Dur\u00e9e de lecture estim\u00e9e":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/storfund.com\/merchant-cash-advance-vs-daily-advance\/#article","isPartOf":{"@id":"https:\/\/storfund.com\/merchant-cash-advance-vs-daily-advance\/"},"author":{"name":"Carly Mures","@id":"https:\/\/storfund.com\/#\/schema\/person\/4450d95d87486e0a6b3b122222dca5a2"},"headline":"Merchant Cash Advance vs. Daily Advance","datePublished":"2026-04-21T16:23:19+00:00","mainEntityOfPage":{"@id":"https:\/\/storfund.com\/merchant-cash-advance-vs-daily-advance\/"},"wordCount":988,"publisher":{"@id":"https:\/\/storfund.com\/#organization"},"image":{"@id":"https:\/\/storfund.com\/merchant-cash-advance-vs-daily-advance\/#primaryimage"},"thumbnailUrl":"https:\/\/storfund.com\/wp-content\/uploads\/2023\/02\/Girl-with-white-blouse_feature_1600x750.webp","articleSection":["Articles"],"inLanguage":"fr-FR"},{"@type":"WebPage","@id":"https:\/\/storfund.com\/merchant-cash-advance-vs-daily-advance\/","url":"https:\/\/storfund.com\/merchant-cash-advance-vs-daily-advance\/","name":"Tout savoir sur l'Avance de fonds aux commer\u00e7ants et Paiements J+1","isPartOf":{"@id":"https:\/\/storfund.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/storfund.com\/merchant-cash-advance-vs-daily-advance\/#primaryimage"},"image":{"@id":"https:\/\/storfund.com\/merchant-cash-advance-vs-daily-advance\/#primaryimage"},"thumbnailUrl":"https:\/\/storfund.com\/wp-content\/uploads\/2023\/02\/Girl-with-white-blouse_feature_1600x750.webp","datePublished":"2026-04-21T16:23:19+00:00","description":"D\u00e9couvrez les principales diff\u00e9rences entre l'Avance de fonds aux commer\u00e7ants et Paiements J+1 pour r\u00e9pondre aux besoins de financement de votre entreprise.","breadcrumb":{"@id":"https:\/\/storfund.com\/merchant-cash-advance-vs-daily-advance\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/storfund.com\/merchant-cash-advance-vs-daily-advance\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/storfund.com\/merchant-cash-advance-vs-daily-advance\/#primaryimage","url":"https:\/\/storfund.com\/wp-content\/uploads\/2023\/02\/Girl-with-white-blouse_feature_1600x750.webp","contentUrl":"https:\/\/storfund.com\/wp-content\/uploads\/2023\/02\/Girl-with-white-blouse_feature_1600x750.webp","width":1600,"height":750,"caption":"Marketplace sellers have opportunities for growth"},{"@type":"BreadcrumbList","@id":"https:\/\/storfund.com\/merchant-cash-advance-vs-daily-advance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/storfund.com\/"},{"@type":"ListItem","position":2,"name":"Merchant Cash Advance vs. Daily Advance"}]},{"@type":"WebSite","@id":"https:\/\/storfund.com\/#website","url":"https:\/\/storfund.com\/","name":"Storfund","description":"Get Same Day Payments For Your Marketplace Sales","publisher":{"@id":"https:\/\/storfund.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/storfund.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/storfund.com\/#organization","name":"Stor Services Ltd","alternateName":"Storfund","url":"https:\/\/storfund.com\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/storfund.com\/#\/schema\/logo\/image\/","url":"https:\/\/storfund.com\/wp-content\/uploads\/2024\/04\/Storfund_Schema-Logo.png","contentUrl":"https:\/\/storfund.com\/wp-content\/uploads\/2024\/04\/Storfund_Schema-Logo.png","width":696,"height":696,"caption":"Stor Services Ltd"},"image":{"@id":"https:\/\/storfund.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/storfund\/","https:\/\/x.com\/storfund","https:\/\/www.linkedin.com\/company\/28659268","https:\/\/www.youtube.com\/channel\/UCiORTHBWXmovVBojh5SCXHw","https:\/\/www.tiktok.com\/@storfund"],"description":"Founded in London in 2018, Storfund can provide up to $7 billion per year in advances to ecommerce businesses worldwide. Its mission is to remove payout delays and unlock real-time revenue, fuelling growth for sellers and platforms. Storfund is integrated with more than 60 marketplaces including Amazon, TikTok Shop, Back Market and Kaufland. By bridging the typical 14\u201360 day gap between sales and payouts, Storfund strengthens the entire ecommerce ecosystem.","email":"hello@storfund.com","legalName":"Stor Services Ltd","foundingDate":"2018-03-01","numberOfEmployees":{"@type":"QuantitativeValue","minValue":"51","maxValue":"200"}},{"@type":"Person","@id":"https:\/\/storfund.com\/#\/schema\/person\/4450d95d87486e0a6b3b122222dca5a2","name":"Carly Mures","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/secure.gravatar.com\/avatar\/e1ae1e2cd7dfd6129dd2742c567c5a173489cc10b2a0fe53a8ee8bcc90c8d6bc?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/e1ae1e2cd7dfd6129dd2742c567c5a173489cc10b2a0fe53a8ee8bcc90c8d6bc?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/e1ae1e2cd7dfd6129dd2742c567c5a173489cc10b2a0fe53a8ee8bcc90c8d6bc?s=96&d=mm&r=g","caption":"Carly Mures"},"url":"https:\/\/storfund.com\/fr\/author\/carly\/"}]}},"_links":{"self":[{"href":"https:\/\/storfund.com\/fr\/wp-json\/wp\/v2\/posts\/4061","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/storfund.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/storfund.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/storfund.com\/fr\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/storfund.com\/fr\/wp-json\/wp\/v2\/comments?post=4061"}],"version-history":[{"count":3,"href":"https:\/\/storfund.com\/fr\/wp-json\/wp\/v2\/posts\/4061\/revisions"}],"predecessor-version":[{"id":4064,"href":"https:\/\/storfund.com\/fr\/wp-json\/wp\/v2\/posts\/4061\/revisions\/4064"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/storfund.com\/fr\/wp-json\/wp\/v2\/media\/2612"}],"wp:attachment":[{"href":"https:\/\/storfund.com\/fr\/wp-json\/wp\/v2\/media?parent=4061"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/storfund.com\/fr\/wp-json\/wp\/v2\/categories?post=4061"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/storfund.com\/fr\/wp-json\/wp\/v2\/tags?post=4061"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}